PRIVACY POLICY

medadvantageguru.com and its affiliated companies share a high commitment to protecting the privacy of our customers and the security of all confidential information entrusted to us. This privacy statement provides details about the information we collect about you, how we use it, and how we protect it. It also provides information about your rights.

If you have any questions about how we handle your information, please contact our privacy team at contact@medadvantageguru.com 

This Privacy Policy is designed to inform you of our practices regarding the collection, use, and disclosure of information that you may provide to this website. Please be sure to read this entire Privacy Policy before using or submitting information to this website. This website is for use by residents of the United States.

Scope of our Privacy Policy

Your privacy and the security of your personal information are very important to us. We want you to be as comfortable as possible when visiting the Med Advantage Guru site or using any of our products, offers, features, tools or resources that we offer on this Website (known collectively as our “Online Products”). We are committed to protecting the privacy of people who visit our Website and who use our Online Products. This Privacy Policy governs this Website and explains how we collect your personal information on this Website, how we protect that information, and the choices you have regarding the use of such information. This privacy notice applies to anyone who interacts with us regarding our products and services in any way (for example, by email, through our Website, by phone, through our app). We will provide you with further privacy information, if necessary, for specific methods of contact or in relation to specific products or services. Please read this Privacy Policy carefully. Except as Med Advantage Guru (also referred to as “medadvantageguru.com”, “we” or “our”) discloses in this Privacy Policy, we do not sell, share, license, or rent your personal information to third parties’ through our Website, by phone, through our application). We will provide you with further privacy information, if necessary, for specific methods of contact or in relation to specific products or services. Please read this Privacy Policy carefully. Except as Med Advantage Guru (also referred to as “medadvantageguru.com”, “we” or “our”) discloses in this Privacy Policy, we do not sell, share, license, or rent your personal information to third parties. through our Website, by phone, through our application). We will provide you with further privacy information, if necessary, for specific methods of contact or in relation to specific products or services. Please read this Privacy Policy carefully. Except as Med Advantage Guru (also referred to as “we” or “our”) discloses in this Privacy Policy, we do not sell, share, license, or rent your personal information to third parties.

We are not responsible for the privacy of any information that you disclose or post in any public forum (such as forum or chat) or through the “Public Profile” feature available on this Website, or for the privacy practices of the websites that are managed or owned by third parties.

We may amend this Privacy Policy from time to time. We will post any changes to this Privacy Policy here, so you will always know what information we collect, how we might use that information, and whether we will disclose that information to anyone. Please check this Privacy Policy regularly. By using this Website or any of our Online Products, or by choosing certain uses of Personally Identifiable Information (“PII”), you agree to the terms of this Privacy Policy as displayed here.

If you have any questions regarding this Privacy Policy, please direct them to contact@medadvantageguru.com 

                Notice to California Residents – Your California Privacy Rights:

Effective January 1, 2005, under California Civil Code Section 1798.83 (known as the ” Shine the Light(1) by having a published privacy policy not to share a customer’s personal information for third party direct marketing use unless the customer has first affirmatively decided to share it OR a published privacy policy not to share personal information from a customer for third party direct marketing use if the customer has chosen not to share it to prevent their personal information from being shared for direct marketing use; AND (2) by notifying the client of their right to choose not to share the information and providing a cost-free means for the client to exercise that right.

Any request for a disclosure required under this law should be sent to us via email at contact@medadvantageguru.com. Please note that under this law, we are not required to respond to a client’s request more than once in a calendar year, nor are we required to respond to any request that is not sent to the designated email address. previously.

What information about me is collected on the Med Advantage Guru Website?

Summary. We collect personal information in connection with the products and services we offer.

We collect three types of information: personally identifiable information, aggregated and anonymous information, and user activity information.

Before collecting your personal information, we will ask for your consent to such data collection. You can withdraw that consent at any time; however, by doing so, we will no longer be able to provide you with a product or service that has your permission. For more information, see “Choosing Not to Participate” below.

Personally Identifiable Information

Personally Identifiable Information (or “PII”) is any information that can identify or is linked to a specific individual, such as name, email address, phone number (including cell phone number), email address, credit card number, number debit card, bank account number, and other financial account information, date of birth, gender, occupation, personal interests, demographic information, location and household information, etc. We collect that PII as long as you voluntarily provide it to us. For example, we may collect your PII (to the extent permitted by law): 1) when you sign up for one of our products or services, such as when you join one of our online communities (including the social media areas of our Website and on related pages on third-party social media sites); (2) when you join one of our mailing or contact lists; (3) when you register to participate in any event that we sponsor (such as a contest, lottery, giveaway, promotion, survey, concert, festival, community fair, etc.); (4) when you do a transaction with us, such as ordering one of our products through our online store; (5) when you use or interact with a product or service offered on our Website or on a linked site; (6) when you provide or share information using a product or service on our Website or a linked site; (7) when you submit information through a message, chat, blog, post or similar functionality using a product or service from our Website or from a linked site; (8) when you create, share or link your personal profile using a product or service on our Website or a linked site, including linking or associating your profile on a third party site or platform with your Med Advantage Guru account; and / or (9) when you send us a request or question through our Website or a linked site or otherwise (each of the points mentioned above is hereinafter referred to as share or link your personal profile using a product or service from our Website or a linked site, including linking or associating your profile on a third-party site or platform with your Med Advantage Guru account; and / or (9) when you send us a request or question through our Website or a linked site or otherwise (each of the points mentioned above is hereinafter referred to as share or link your personal profile using a product or service from our Website or a linked site, including linking or associating your profile on a third-party site or platform with your Med Advantage Guru account; and / or (9) when you send us a request or question through our Website or a linked site or otherwise (each of the points mentioned above is hereinafter referred to as ”Identification Activity” ).

Your participation in an Identification Activity is optional. However, if you choose to participate in an Identification Activity, we may ask you for certain PII. Depending on the activity, some of the information that we ask you to provide may be identified as mandatory and may be identified as optional. If you do not provide the required information for a particular Identification Activity that requires it, you will not be able to participate in that activity. In addition, if you use our Website or a linked site to send information to another person (such as a friend or family member, etc.), we will also collect PII from that other person to the extent that you disclose it. We also collect the username and password of the email account from which you want to import your contacts, for example,

Aggregated and Anonymous Information (hereinafter “IAA” ) is any information that cannot be identified or linked to a particular individual. For example, we may collect anonymous group data (such as demographics, media habits, online browsing habits, interests and preferences, etc.) about viewers and listeners of our television and radio shows, participants in our sponsored events and activities. , users and members of our Website or a linked site, etc. (hereinafter collectively referred to as “our Audiences”). We also collect aggregate data on traffic that belongs to our Website or a linked site, such as: the total number of visits to a page in a given period of time; total impressions per ad; the average time visitors spend on our Website or a linked site (or a portion of it) each time they visit it; the average time visitors spend on each page in one or more parts of our Website or a linked site; the percentage of visitors from a certain geographic area, etc. In addition, we may combine “User Activity Information” (as described below) about you and other users of our Website or a linked site to generate aggregate information that reflects activities, habits, preferences, interests, etc., of our users as a group. We also collect location-based information such as zip code, city, and state name. Additionally, we may take PII and make it non-personally identifiable, for example by aggregating your information with other individuals’ information or removing personally identifiable items (such as names) to “anonymize” or “depersonalize” your information.

The User Activity Information (hereinafter “IAU”) refers to the information we collect about user activities on our Website or on a linked site. For example, our web servers automatically collect and record “clickstream data” from all visitors to Getinsuredbypro.com, such as IP addresses (which are numbers that are automatically assigned to computers and devices. mobile phones when browsing the internet), page requests, pages visited, content viewed, clicks and search queries made, etc. We also use cookies and similar technologies to collect IAU on our Website or a linked site (for more information, see the section on cookies below). If and to the extent we use any IAU in a way that identifies a specific user individually (for example, if we link or associate that information with a user’s name or address), we will treat it as PII. Otherwise, the entire IAU will be treated as IAA.

                               Privacy Protection Principles (Safe Harbor Privacy Principles)

medadvantageguru.com conforms to the US and EU Protection Framework, and the US and Swiss Protection Framework, as outlined by the US Department of Commerce, regarding the collection, use and retention of the personal information of the member countries of the European Union and Switzerland. medadvantageguru.com has certified that it adheres to the Safe Harbor Privacy Principles of notification, choice, onward transfer, security, data integrity, access and compliance. For more information on the Safe Harbor program, and to view the medadvantageguru.com certification, please visit (www.export.gov/safeharbor).

Non-Personal Identification Information

Where, how and when is information collected on this Website (including through cookies and action tags)?

We may collect your information (including PII) in different ways and at different places and times on this Website, such as when you register on this Website or enroll in one of our Online Products. Here is a description of the main areas and/or ways in which we collect information about you.

                                     Become a Registered Member and Enrollment

To gain access to certain Online Products on our Website, such as chat rooms, forums, Consultations platforms, diet tools, and food databases, you must first complete certain steps to become a registered user or a registered user. subscriber. During those steps, you may need to provide us with information (including PII) such as name, zip code and email address, and if you enroll in one of our Online Products, credit card and billing information. This information is used to help us understand who uses this Website, to improve this Website and our Online Products, to contact users about the Online Products requested, or for enrollment billing purposes.

                                       Public Forums and the Public Profile Feature

We offer public forums such as chat rooms, forums, newsletters, recipe exchanges or similar activities where you and other users of this Website can communicate with each other. In addition, we offer the “Public Profile” feature on this Website to allow you to share information about yourself (including, if you choose, Personally Identifiable Information) with others. THIS PRIVACY POLICY DOES NOT PROTECT YOU WHEN YOU USE OUR PUBLIC FORUMS OR PROVIDE INFORMATION (INCLUDING PERSONAL IDENTIFICATION INFORMATION) ABOUT YOURSELF THROUGH THE PUBLIC PROFILE FEATURE AVAILABLE ON THIS WEBSITE. You should take into account that any information shared in a public forum such as a chat room, forum, newsletter or recipe exchange or through the Public Profile feature is public information and may be viewed or collected by third parties that do not adhere to our Privacy Policy. You should consider carefully before releasing any information in any public forum, or through the Public Profile feature, on this Website.

                                               E-mails to medadvantageguru.com

This Privacy Policy does not protect you when you send business information, ideas, concepts or inventions to Med Advantage Guru via email. If you want to keep business information, ideas, concepts or inventions private or proprietary, please do not email them to Med Advantage Guru. We try to answer each email in a timely manner, but we cannot always do so.

       Does this Website collect information from children under 13 years of age?

We are committed to protecting the privacy of children. This Website is not designed for or directed to children under the age of 13. We do not collect PII from anyone we know who is under 13 years of age. We urge all parents or guardians to participate in their children’s internet exploration and to teach their children how to protect their personal information while online.

Note: We recognize the importance of protecting the privacy and safety of children. Our Website and our services are aimed primarily at the general audience and are not directed at children. We do not knowingly collect information about children under the age of 18; however, in certain cases, we may collect information, but we will ensure that parental consent is obtained in advance.

                          What does this Website do with the information it collects?

 We process your personal information for the purposes set out in this privacy policy. We have also established some legal grounds that allow us to process your personal information (these depend on which category of personal information we process). In general, we process standard personal information, if this is necessary, to provide the services set out in a contract, if it is in our own legitimate interest or that of third parties or if required and permitted by applicable law. Please see below for more information on this topic and the reasons why we may need to process special category information.

As a general rule, we use the information (IIP and IAA) collected from and/or about our Audiences to improve our products and services in a way that appeals to as many people as possible, to administer and maintain the operations of our Website. or from linked websites, to offer, market and advertise products and services (including those of third parties external to Med Advantage Guru with whom we do business (hereinafter collectively referred to as ” our Business Partners” )) to our Audiences, to administer and manage transactions and relationships with our Audiences, to personalize user experiences for our Audiences, and to foster a strong community for our Audiences.